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Insurance Basics
A-Rated Carrier
Also known as: AM Best A · admitted carrier
An insurance carrier rated A- or better by AM Best, the principal credit-rating agency for insurance companies.
AM Best rates insurance companies on financial strength — the ability to pay claims. Ratings run from A++ (superior) down through A+, A, A-, B++, B+, B (fair), C (weak), to D (poor). 'A-rated' generally means A- or better. Most lenders, contracts, and FMCSA approvals require coverage from A-rated carriers because the rating predicts the carrier's ability to make claim payments. Riskara writes only A-rated carriers.
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