Declaration Page (Dec Page)

The declaration page (universally 'dec page' in the industry) is the at-a-glance summary of an insurance policy. It identifies the named insured, the policy period (effective and expiration dates), the specific vehicles or property covered, each coverage line with its limit and deductible, and the premium. When a client switches carriers, the new carrier almost always asks for the current dec page to understand what's being replaced.