Motor Truck Cargo

Motor truck cargo covers the goods you're transporting, not the truck itself. Limits typically run $100,000 for general freight up to $250,000+ for high-value commodities. Shippers and brokers frequently require minimum cargo limits as a condition of booking loads. The policy specifies covered perils (typically fire, theft, collision, and overturn) and excludes certain commodities unless specifically endorsed (jewelry, fine art, electronics, pharmaceuticals).