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Commercial Auto & Trucking

Owner-Operator

Also known as: O/O

A trucker who owns the truck they drive — either leased to a motor carrier or operating under their own authority.

Owner-operators are single-truck (occasionally multi-truck) businesses where the driver owns the equipment. Two operating models: leased to a motor carrier (the carrier's authority and primary liability cover dispatch loads; the O/O carries non-trucking liability for personal use) or operating under their own MC authority (the O/O carries primary liability themselves). Owner-operators are the backbone of the trucking industry.

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