Aurora · Chicago Metro

Commercial auto insurance in Aurora, IL

Kane / DuPage / Kendall / Will County · Served by Riskara Insurance Group

Aurora's commercial-auto market is heavily weighted toward contractor and trade fleets working Kane, DuPage, and the western Chicago suburbs — plus a strong regional trucking presence on I-88. We write commercial auto for contractor crews, small business fleets, landscapers, repair operations, and small-to-mid trucking outfits.

Why Aurora is different

  • Contractor commercial auto for the Fox Valley construction market.
  • Trade-fleet coverage: plumbing, HVAC, electrical, landscaping.
  • Lower rate territory than Cook County for the same risk.
  • ICC intrastate authority and FMCSA filings.
  • Carriers active in Aurora: Progressive Commercial, Northland, Cover Whale.

Coverages we write

  • Primary liability ($750K – $2M+)
  • Motor truck cargo
  • Physical damage (tractor, trailer, equipment)
  • Non-trucking liability / bobtail
  • Hired and non-owned auto
  • General liability
  • Trailer interchange
  • Excess / umbrella liability
  • Workers' compensation (referrals)
  • Occupational accident

Aurora Commercial Auto FAQs

Do you write trade-fleet commercial auto for Aurora businesses?

Yes. Trade fleets — plumbing, HVAC, electrical, landscaping — are a high-volume commercial-auto class. They're typically written at Progressive Commercial or similar standard carriers, often with substantial multi-vehicle and continuous-coverage discounts.

Can you bundle commercial auto with general liability?

Yes. Many carriers package commercial auto and general liability together — sometimes via a Business Owners Policy (BOP), sometimes via a stand-alone GL policy that pairs with the commercial auto. We coordinate both.

What if I have one truck and one driver?

We write single-unit commercial auto frequently. The policy structure is the same; the premium just reflects the smaller exposure.

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