Chicago · Chicagoland
Cook County · Served by Riskara Insurance Group
Chicago's commercial-auto market is enormous and diverse — from contractor pickups working downtown buildouts to last-mile delivery fleets serving Cook County, from livery and limo operations to the trucking industry that makes Chicago the freight crossroads of the country. We write all of it.
Yes. Pickups, vans, dump trucks, and crew trucks for contractors are one of our largest commercial-auto classes. Most contractor commercial fleets are written through Progressive Commercial or similar standard markets at substantially lower rates than trucking-only programs.
Yes. Limousine and livery is a regulated, separate appetite from standard commercial auto. We have markets that write Chicago-licensed transportation operators including livery, limo, and shuttle services.
Standard commercial auto in Illinois starts at the state minimum (25/50/20). For commercial purposes, most carriers require $300,000 combined single limit minimum, and contracts (shippers, GCs, municipalities) frequently require $1,000,000 or $2,000,000.
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