Houston · Greater Houston
Harris County · Served by Riskara Insurance Group
Houston drivers ordered by a Harris County court — typically held at one of the county criminal courts — or by the Texas Department of Public Safety to maintain SR-22 financial responsibility can bind a policy through Riskara with same-day electronic filing. Texas requires 2 years of SR-22 from the date of the qualifying offense, shorter than Illinois.
Two years from the date of the qualifying offense. After that, your insurance carrier files an SR-26 release and your filing requirement ends. You must maintain continuous coverage for the entire 2-year period — a lapse restarts the clock.
For a single driver, first-offense DUI/DWI, state minimum limits, no comp / collision: roughly $1,400–$2,100 a year. Houston rates are similar to the Texas average. Non-owner SR-22 runs $400–$800 a year.
Yes. We can issue an SR-22-attached policy while your license is suspended; once the SR-22 is on file and any required fees are paid, DPS will reinstate. Tell us your suspension status when you quote.
Same-day filing, no separate filing fee, and our AI compares non-standard carriers to find your lowest premium.
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