Texas
Insurance in Texas
AI-native coverage for TX drivers, owner-operators, fleets, and contractors.
Riskara is a licensed Texas insurance brokerage. We help TX drivers and businesses find the right coverage from a portfolio of A-rated carriers — usually in less time and at a lower rate than they'd get going carrier-by-carrier.
Personal auto insurance in Texas
Texas requires every driver to carry at least 30/60/25 in liability coverage. Riskara writes TX personal auto at state minimum through 250/500 limits, plus comprehensive, collision, uninsured/underinsured motorist, personal injury protection (PIP), medical payments, rental reimbursement, and roadside assistance. We file SR-22s with the Texas Department of Public Safety for drivers who need them.
Commercial auto and trucking insurance in Texas
Texas is the largest trucking state in the country. We write commercial auto for owner-operators across the I-35 and I-10 corridors, regional fleets running out of Houston, Dallas-Fort Worth, San Antonio, Laredo, and El Paso, and contractors on jobs from the Permian Basin to the Gulf Coast. Coverage includes primary liability ($750K–$2M), motor truck cargo, physical damage, non-trucking liability, hired and non-owned auto, and general liability. We support USDOT, FMCSA, and Texas Department of Motor Vehicles (TxDMV) intrastate authority filings.
Texas cities and metros we serve
- Houston, TX
- Dallas, TX
- San Antonio, TX
- Austin, TX