Houston · Greater Houston

Trucking insurance in Houston, TX

Harris County · Served by Riskara Insurance Group

Houston is the largest port complex on the Gulf of Mexico, the U.S. petrochemical capital, and home to a tank-trucking and heavy-specialty trucking industry that doesn't exist at scale anywhere else. We write commercial trucking insurance for Houston-based owner-operators, tank carriers, drayage fleets running the Port of Houston, oilfield-services trucks, and contractor heavy-haul.

Why Houston is different

  • Specialized appetite for Houston port drayage — Bayport, Barbours Cut, and inland terminals.
  • Tank truck and hazmat coverage at the higher liability limits the Houston petrochemical corridor requires.
  • TxDMV intrastate authority and FMCSA filings handled in-house.
  • Heavy-haul and oversized-load coverage with the carriers that actively write Houston-domiciled risks.
  • Carriers with active appetite for Houston commercial trucking: Progressive Commercial, Northland, Cover Whale.

Coverages we write

  • Primary liability ($750K – $2M, $5M for hazmat)
  • Motor truck cargo
  • Physical damage on tractors and trailers
  • Non-trucking liability / bobtail / deadhead
  • Hired and non-owned auto
  • Trailer interchange
  • General liability
  • MCS-90 federal endorsement
  • Excess and umbrella layers
  • Reefer breakdown coverage

Houston Trucking FAQs

Do you write tank truck carriers?

Yes. Tank — petroleum, chemical, food-grade, dry-bulk — is a specialty appetite, often with higher liability requirements ($5M for placardable hazmat). We have carriers that write Houston tank operations at competitive rates.

What's required to insure a port drayage fleet at the Port of Houston?

Standard commercial auto with primary liability, motor truck cargo, physical damage, and trailer interchange. Most shippers and terminals require $1M minimum liability; some require $2M. We can quote either.

Are oilfield-services trucks rated differently?

Yes. Oilfield services — water haulers, sand trucks, rig moves — are a separate appetite from general freight. Some carriers specialize in this class; others won't touch it. We know which is which.

Nearby pages

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